Built for homeowners

Your insurer is hoping you don't fight back.We make it easy to.

Upload your policy and claim documents. DenialAI parses everything, cites the specific state statutes the insurer is breaking, and drafts the letters you sign and send. End-to-end, on your side.

Start your claim review See how it works

Free to start. No card required. Residential property claims only.

How DenialAI works

Five steps. You control every letter that goes out the door.

Upload your policy

We parse declarations, endorsements, and exclusions into plain English — including your wind/hail deductible.

Document the damage

Snap photos. Our AI builds a line-item inventory and prices it against regional cost data.

Find the gap

We compare the insurer's offer to what your policy actually covers and what the damage actually costs.

Flag bad faith

Missed statutory deadlines, lowball offers, or improper denial reasons — flagged with the statute and remedy.

Send the letters

We draft appeal, demand, and state insurance department complaint letters citing your policy and applicable state law. You sign and send.

Built for homeowners

The law works for you. We make it usable.

State prompt-payment laws force insurers to acknowledge, investigate, and pay claims within strict statutory deadlines. When they miss, statutory interest and attorney's fees can kick in. We track every clock for your state and tell you exactly when the law is on your side.

State prompt-payment statutes

Unfair claims practices

Stowers / Aranda doctrines

State complaint filing

Deadline tracking

Every clock, automatically

We watch every statutory deadline. We email you 3 days out and the day-of — and the moment one is missed, we draft the demand letter quoting the statute.

Privacy-first

Your documents stay yours

PII encrypted in transit and at rest. Files are private to your account, served only via signed URLs. You can export or delete everything at any time.

Outcomes, in your hands

You sign every letter

We never represent you to the insurer or take a cut of your settlement. We're not a public adjuster, not a law firm, and not a substitute for legal advice.

Simple, transparent pricing

Start free. Upgrade when you're ready to fight.

Free

$0forever

Plain-English policy summary
Basic damage photo upload
Educational content library
One sample letter generation

Get started

Per claim

Recommended

$149one time, 12 months

Everything in Free
Full policy parser + endorsements
AI damage assessment + gap analysis
Unlimited letter generation
Statutory deadline tracking
Bad-faith indicator report
State complaint guided submission